Tired of Paying More for Less Coverage?

If you’re frustrated by rising premiums, limited doctor networks, or confusing marketplace plans, you’re not alone.
Many families and business owners feel stuck — paying hundreds more each month for health insurance that won’t even cover them out of state.
You deserve better.

A Better Way to Protect What Matters Most

At Lowcountry Health & Life, we make insurance simple.
We partner with Med Mutual, a trusted company with over 70 years of experience, to bring you customizable private health plans that fit your needs and your budget.

We also offer life insurance options, including Indexed Universal Life (IUL) plans starting as little as $50 per month that protect your family and build tax-free retirement income.

No confusion. No networks. Just peace of mind and freedom of choice.

150+

15

Years of experience

Happy clients

Three Big Benefits You’ll Love

Helping South Carolina families find the right coverage for life and health.

Health

Freedom to Choose Any Doctor

No more “in-network only” headaches. Get care from any provider, anywhere — even across state lines.

Life

Build Wealth While You’re Protected

With an Indexed Universal Life plan, you can grow tax-free cash for retirement while keeping your family covered.

Small Business Employee Benefits Solutions

Supplemental benefits like dental and paycheck protection average just $2-$10 per week and can be cost free to the employer.

Supplemental Benefits

“Jim from LowCountry Health & Life saved us $400 per month on our health insurance — and the plan is better!”

Diane Nobel

"Jim listened to our goals and made great suggestions that fit our budget. We don't have to worry about our family when we're gone"

Brian Moten

★★★★★

★★★★★

See How Much You Could Save Today

Get your free, no-obligation review of your current health or life insurance plan. Most clients save hundreds a month — and get better coverage.

Frequently asked questions

Q: Can I really keep my doctor?

Absolutely. Our plans have no network restrictions — you can see any provider you choose.

Q: Do you offer group coverage?

Yes, we can offer group coverage. Typically group coverage is most cost effective for business with 10+ employees.

Q: Are these ACA marketplace plans?

No, these are private health insurance plans through Med Mutual — typically more affordable and flexible.

Q: What is Indexed Universal Life?

Indexed Universal Life is a life insurance policy that accumulates cash. The policy is "tied" to a market index, such as the S&P500, however, you money is not in the market. You reap the benefits of a rising stock market but you are protected from losses if the market goes down.

Q: Do you work with small businesses?

Yes. We specialize in helping businesses with 1–10 employees offer supplemental benefits that attract and retain talent — often at no cost to the employer.

Q: What are supplemental benefits?

We offer supplemental benefits through Aflac that include dental, vision, accident, income protection and more. These benefits can be no cost to the employer.

Lowcountry Health & Life made choosing insurance simple and stress-free for me.

J. Lee

★★★★★